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Electricity Cost Calculator: Estimate Your Monthly and Annual Bill

Select your state and enter your monthly usage. The calculator compares your costs to national, cheapest, and most expensive state averages, with an estimated supply/delivery breakdown.

Electricity Cost Calculator

Enter your state and usage to see how your costs compare.

Monthly Cost

$126

14.20 cents/kWh

Annual Cost

$1,510

886 kWh/mo x 12

Daily Cost

$4.14

Annual / 365 days

vs National Avg

$-34

21.3% below average

vs National Average

18.05 cents/kWh = $160/mo

$-34/mo

vs Cheapest (Idaho)

10.65 cents/kWh = $94/mo

+$31/mo

vs Most Expensive (Hawaii)

43.18 cents/kWh = $383/mo

$-257/mo

Estimated Bill Breakdown

Supply (55%)

$69

Delivery (35%)

$44

Taxes (10%)

$13

Typical Monthly Usage by Home Size

Home TypeMonthly kWhMonthly Cost (Nat. Avg)Annual Cost
Studio / 1BR Apartment500$90$1,083
Small House (2BR)750$135$1,625
Average House (3BR)886$160$1,919
Large House (4BR+)1,200$217$2,599
Large House + EV1,500$271$3,249
Large House + EV + Pool2,000$361$4,332

What Affects Your Electricity Cost

Your Rate

Determined by your state, utility, and rate plan. Ranges from 10.65 to 43.18 cents/kWh across states. In deregulated states, you can shop for a lower supply rate.

Check your state rate

Your Usage

Driven by home size, number of occupants, climate, appliance efficiency, and heating/cooling type. Average is 886 kWh but ranges from 400 to 2,000+ per month.

Diagnose high usage

Your Plan Type

Fixed, variable, or time-of-use. Each has different pricing structures and risk levels. TOU rates can save 20 to 40% if you shift usage to off-peak hours.

Compare plan types

Tips Based on Your Results

If your cost is above the national average...

Check if you are in a deregulated state where you can shop for a cheaper rate. Review our 10 savings strategies to reduce usage. Consider time-of-use rates if available.

If your cost is below the national average...

Great news. You can still optimize further. Efficiency improvements save money at any rate. If you are on a variable rate, consider locking in a fixed rate before prices increase.

If your usage is unusually high...

Read our high bill diagnostic guide to identify the cause. The most common culprits are seasonal HVAC spikes, old equipment, air leaks, and phantom loads. A home energy audit can pinpoint the biggest opportunities.

Frequently Asked Questions

How do I use the electricity cost calculator?
Select your state from the dropdown (your state's average rate is pre-loaded). Adjust the monthly usage slider to match your typical consumption (check your latest bill for your kWh number). The calculator instantly shows your estimated monthly and annual cost, daily cost, and how your costs compare to the national average and the cheapest and most expensive states. You can optionally enter a custom rate to see exact costs for your specific plan.
What is average electricity usage for a house?
The national average is 886 kWh per month. However, this varies significantly by home size and climate. A small apartment typically uses 400 to 600 kWh. A small house uses 600 to 800 kWh. An average house uses 800 to 1,000 kWh. A large house uses 1,000 to 1,400 kWh. A large house with an EV charger and electric heating can use 1,400 to 2,000+ kWh. Check your utility bill for your actual number.
How accurate is this calculator?
The calculator uses real average residential rates from the EIA for each state. It provides a reliable estimate of your costs based on these averages. Your actual bill may differ slightly because: (1) your specific rate plan may differ from the state average, (2) your bill includes delivery charges and taxes not captured in the per-kWh rate, and (3) seasonal rate tiers may apply in your state. For the most accurate picture, enter your actual rate from your latest bill using the custom rate field.