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Electricity Cost Calculator: Estimate Your Monthly and Annual Bill
Select your state and enter your monthly usage. The calculator compares your costs to national, cheapest, and most expensive state averages, with an estimated supply/delivery breakdown.
Electricity Cost Calculator
Enter your state and usage to see how your costs compare.
Monthly Cost
$126
14.20 cents/kWh
Annual Cost
$1,510
886 kWh/mo x 12
Daily Cost
$4.14
Annual / 365 days
vs National Avg
$-34
21.3% below average
vs National Average
18.05 cents/kWh = $160/mo
$-34/mo
vs Cheapest (Idaho)
10.65 cents/kWh = $94/mo
+$31/mo
vs Most Expensive (Hawaii)
43.18 cents/kWh = $383/mo
$-257/mo
Estimated Bill Breakdown
$69
$44
$13
Typical Monthly Usage by Home Size
| Home Type | Monthly kWh | Monthly Cost (Nat. Avg) | Annual Cost |
|---|---|---|---|
| Studio / 1BR Apartment | 500 | $90 | $1,083 |
| Small House (2BR) | 750 | $135 | $1,625 |
| Average House (3BR) | 886 | $160 | $1,919 |
| Large House (4BR+) | 1,200 | $217 | $2,599 |
| Large House + EV | 1,500 | $271 | $3,249 |
| Large House + EV + Pool | 2,000 | $361 | $4,332 |
What Affects Your Electricity Cost
Your Rate
Determined by your state, utility, and rate plan. Ranges from 10.65 to 43.18 cents/kWh across states. In deregulated states, you can shop for a lower supply rate.
Your Usage
Driven by home size, number of occupants, climate, appliance efficiency, and heating/cooling type. Average is 886 kWh but ranges from 400 to 2,000+ per month.
Your Plan Type
Fixed, variable, or time-of-use. Each has different pricing structures and risk levels. TOU rates can save 20 to 40% if you shift usage to off-peak hours.
Tips Based on Your Results
If your cost is above the national average...
Check if you are in a deregulated state where you can shop for a cheaper rate. Review our 10 savings strategies to reduce usage. Consider time-of-use rates if available.
If your cost is below the national average...
Great news. You can still optimize further. Efficiency improvements save money at any rate. If you are on a variable rate, consider locking in a fixed rate before prices increase.
If your usage is unusually high...
Read our high bill diagnostic guide to identify the cause. The most common culprits are seasonal HVAC spikes, old equipment, air leaks, and phantom loads. A home energy audit can pinpoint the biggest opportunities.